Vesseo Features

Vesseo makes it simple to move, grow, and use your digital dollars (USDC).
Here’s everything you can do right inside the app:

Deposit & Withdraw

Add or take out money whenever you need.

• Cash in with cash, debit card, or bank transfer.
• Cash out the same way.

Vesseo partners with services like USDC Access, MoneyGram, MoonPay, Latamex, and Bidali so you can move funds in and out across several countries.
Need the full list of options? See "Where can you cash in/out with Vesseo?".

Send & Receive Funds

Move USDC instantly:

• Between Vesseo users using a name, username, phone number, or email.
• To other wallets or exchanges that support Stellar.

Rewards Account (Earn 10% APY)

Put your USDC to work and watch it grow.

• Transfer any amount from your Basic Account to your Rewards Account.
• Earn a 10% annual yield, credited monthly—no lock-ups or hidden fees.

Crypto Mode

Want more control? Turn on Crypto Mode to:

• Access Stellar XLM.
• Send funds to any Stellar address or external wallet.

Swap Assets

With Crypto Mode enabled, you can seamlessly swap between USDC and XLM to manage your portfolio.

Virtual US Account

Receive dollars like a local.

• Get a unique US bank account (account & routing number) powered by Bridge.
• Accept payments from PayPal, Wise, Payoneer, US bank transfers, and more!
• Deposits convert automatically to USDC for easy use inside Vesseo.

Ready to start?

Download the Vesseo app in the Android and iOS stores, create your account, and explore all these features in one secure place—designed to help you move and grow your digital dollars effortlessly.